This facility is supplied as a means to help you keep track of the value of your unit linked funds. The initial premium and any subsequent premiums buy units in your chosen funds. Each month some of the units are deducted to cover the cost of the company continuing to look after your policy, so you should contact us to get an update of the number of units in your policy at regular intervals.

To calculate the value of your policy at any time, you should multiply the number of units in each fund that your policy is invested in by the relevant Bid Price.

Acorn Life offer many different investment funds that can be used to meet your investment needs and appetite for investment risk. Our funds are expertly managed on our behalf by international, well-established and professional fund managers and you can find out more by clicking here.

Dated: 28 / 03 / 2025

Pension Funds Bid Price (€) Offer Price (€)
Pension Managed 16.15 16.999
Pension Managed Growth 19.359 20.377
Pension Deposit 3.794 3.993
Pension Cautiously Managed 1.888 1.987
Global Property 1.214 1.277
Target Return Fund 2 1.024 1.077
Cautious Select Fund 2 0.962 1.012
Moderate Select Fund 2 0.981 1.032
Diversified Select Fund 2 1.023 1.076
Dynamic Select Fund 2 1.066 1.122
Adventurous Select Fund 2 1.063 1.118
Diversified Multi-Manager Fund 2 1.064 1.119
Dynamic Multi-Manager Fund 2 1.062 1.117
Managed High Equity Fund 2 1.203 1.266
   
Pension Funds Series 8    
Managed Fund 8 11.655 11.655
Managed Growth Fund 8 12.121 12.121
Acorn Life Deposit Fund 8 10.533 10.533
Cautiously Managed Fund 8 10.762 10.762
Global Property 10.267 10.267
Target Return Fund 8 10.866 10.866
Cautious Select Fund 8 10.794 10.794
Moderate Select Fund 8 11.015 11.015
Diversified Select Fund 8 11.592 11.592
Dynamic Select Fund 8 11.885 11.885
Adventurous Select Fund 8 11.979 11.979
Diversified Multi-Manager Fund 8 11.188 11.188
Dynamic Multi-Manager Fund 8 11.873 11.873
Managed High Equity Fund 8 12.495 12.495
   
Pension Funds Series 9    
Managed Fund 9 16.144 16.993
Managed Growth Fund 9 19.352 20.37
Acorn Life Deposit Fund 9 3.793 3.992
Cautiously Managed Fund 9 1.888 1.987
Global Property Fund 9 1.214 1.277
Target Return Fund 9 1.023 1.076
Cautious Select Fund 9 0.962 1.012
Moderate Select Fund 9 0.98 1.031
Diversified Select Fund 9 1.022 1.075
Dynamic Select Fund 9 1.065 1.121
Adventurous Select Fund 9 1.063 1.118
Diversified Multi-Manager Fund 9 1.064 1.119
Dynamic Multi-Manager Fund 9 1.062 1.117
Managed High Equity Fund 9 1.203 1.266
   
Life Funds Series 1    
Life Managed 9.297 9.786
Life Managed Growth 11.038 11.618
Life Deposit 2.852 3.002
Life Cautiously Managed 1.68 1.768
Global Property 1.129 1.188
Target Return Fund 1 1.015 1.068
Cautious Select Fund 1 0.961 1.011
Moderate Select Fund 1 0.976 1.027
Diversified Select Fund 1 1.011 1.064
Dynamic Select Fund 1 1.047 1.102
Adventurous Select Fund 1 1.046 1.101
Diversified Multi-Manager Fund 1 1.043 1.097
Dynamic Multi-Manager Fund 1 1.045 1.099
Managed High Equity Fund 1 1.149 1.209
   
Life Funds Series 2    
Managed 16.15 16.999
Managed Growth 19.359 20.377
Deposit 3.794 3.993
Cautiously Managed 1.888 1.987
Global Property 1.214 1.277
Managed Equity & Bond 16.15 16.999
Managed Equity 19.359 20.377
Target Return Fund 2 1.024 1.077
Cautious Select Fund 2 0.962 1.012
Moderate Select Fund 2 0.981 1.032
Diversified Select Fund 2 1.023 1.076
Dynamic Select Fund 2 1.066 1.122
Adventurous Select Fund 2 1.063 1.118
Diversified Multi-Manager Fund 2 1.064 1.119
Dynamic Multi-Manager Fund 2 1.062 1.117
Managed High Equity Fund 2 1.203 1.266
   
Life Funds Series 3    
Managed Fund Series 3 1.632 1.717
Managed Growth Fund Series 3 1.914 2.014
Deposit Fund Series 3 0.839 0.883
Cautiously Managed Fund Series 3 1.056 1.111
Target Return Fund 3 0.981 1.032
Cautious Select Fund 3 0.925 0.973
Moderate Select Fund 3 0.943 0.992
Diversified Select Fund 3 0.983 1.034
Dynamic Select Fund 3 1.026 1.079
Adventurous Select Fund 3 1.022 1.075
Diversified Multi-Manager Fund 3 1.019 1.072
Dynamic Multi-Manager Fund 3 1.018 1.071
Managed High Equity Fund 3 1.161 1.222
   
Life & Pension Funds Series 4    
Managed Fund 4 1.358 1.429
Managed Growth Fund 4 1.515 1.594
Acorn Life Deposit Fund 4 1.037 1.091
Cautiously Managed Fund 4 1.053 1.108
Target Return Fund 4 1.015 1.068
Cautious Select Fund 4 0.957 1.007
Moderate Select Fund 4 0.975 1.026
Diversified Select Fund 4 1.017 1.07
Dynamic Select Fund 4 1.061 1.116
Adventurous Select Fund 4 1.058 1.113
Diversified Multi-Manager Fund 4 1.055 1.11
Dynamic Multi-Manager Fund 4 1.053 1.108
Managed High Equity Fund 4 1.195 1.257
   
Life Funds Series 5    
Managed Fund Series 5 1.342 1.412
Managed Growth Fund Series 5 1.497 1.575
Deposit Fund Series 5 1.027 1.081
Cautiously Managed Fund Series 5 1.04 1.094
Target Return Fund 5 1.007 1.059
Cautious Select Fund 5 0.949 0.998
Moderate Select Fund 5 0.968 1.018
Diversified Select Fund 5 1.008 1.061
Dynamic Select Fund 5 1.051 1.106
Adventurous Select Fund 5 1.048 1.103
Diversified Multi-Manager Fund 5 1.045 1.1
Dynamic Multi-Manager Fund 5 1.044 1.098
Managed High Equity Fund 5 1.186 1.248
   
Life Funds Series 6    
Managed Fund Series 6 1.04 1.094
Managed Growth Fund Series 6 1.089 1.146
Deposit Fund Series 6 0.979 1.03
Cautiously Managed Fund Series 6 0.926 0.974
Target Return Fund 6 0.989 1.041
Cautious Select Fund 6 0.932 0.981
Moderate Select Fund 6 0.95 1
Diversified Select Fund 6 0.991 1.043
Dynamic Select Fund 6 1.034 1.088
Adventurous Select Fund 6 1.031 1.085
Diversified Multi-Manager Fund 6 1.028 1.082
Dynamic Multi-Manager Fund 6 1.026 1.08
Managed High Equity Fund 6 1.17 1.231
   
Life Funds Series 7    
Managed Fund 7 1.066 1.122
Managed Growth Fund 7 1.117 1.175
Acorn Life Deposit Fund 7 1.005 1.057
Cautiously Managed Fund 7 0.95 0.999
Target Return Fund 7 1.015 1.068
Cautious Select Fund 7 0.957 1.007
Moderate Select Fund 7 0.975 1.026
Diversified Select Fund 7 1.017 1.07
Dynamic Select Fund 7 1.061 1.116
Adventurous Select Fund 7 1.058 1.113
Diversified Multi-Manager Fund 7 1.055 1.11
Dynamic Multi-Manager Fund 7 1.053 1.108
Managed High Equity Fund 7 1.195 1.257

You can buy units at the offer price and sell them at the bid price. If you would like more information on unit funds please click here.

Tax is deducted from Life Funds Series 1 on an ongoing basis at the standard rate of tax and your policy will not suffer any further tax on encashment.

For all savings/protection/investment policies investing in Life Funds Series 2, Life Fund Series 3 and Life & Pension Funds Series 4, tax at 41% on any growth is deducted eight years from commencement, every eight years thereafter and on partial or fully encashment.

For pension policies, at retirement part of your fund is payable free of tax and the remainder is taxed at your marginal tax rate.

All withdrawals/enashments from ARF/AMRF policies are subject to PAYE, Universal Social Charge (USC), PRSI and any other deductions as may be required by Revenue.

Past Performance is not necessarily a guide to future returns. Unit Prices can fall as well as rise and returns will depend on actual growth levels achieved.

While Acorn Life makes every reasonable effort to ensure that the information contained here is current, accurate and complete, this is not guaranteed and you should refer to the terms and conditions on use of this site for further information.

 

 

 

SUSTAINABILITY IMPACT REQUIREMENTS DISCLOSURE STATEMENT

Acorn Life DAC is a financial market participant which provides Protection, Savings, Pensions and Investment products specifically designed for the Irish market. As a financial market participant Acorn Life DAC is required to make certain disclosures under Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability-related disclosures in the financial services sector (SFDR).

 

THE INTEGRATION OF SUSTAINABILITY RISKS IN ACORN LIFE DAC'S INVESTMENT DECISION - MAKING PROCESS

Acorn Life DAC does not have a policy on the integration of sustainability risks in the investment decision making process. This is because we outsource the fund management of our investment funds.

HSBC Global Asset Management and Mercer Global Investments Europe Limited, to which we outsource the fund management of our investment funds (other than the Deposit Fund), have made disclosures in relation to the SFDR available on their websites.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INVESTMENT DECISIONS ON SUSTAINABILITY FACTORS

Given the relative size of our company and the range of investment funds that we currently provide, we do not currently assess the impact of investment decisions on sustainability factors as part of investment due diligence or disclose the outcome of such an assessment to investors.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, we will then consider adverse impacts of investments on sustainability factors as part of our investment due diligence as required under the SFDR.

 

REMUNERATION POLICIES

Acorn Life DAC's Remuneration Policy, is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Acorn Life DAC's Agency Remuneration Policy (for our tied-insurance intermediaries) is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

 

UPDATES TO DISCLOSURES

This disclosure document was updated and amended on the June 22nd 2022. This update occurred to expand our statements on the integration of sustainability risks in our decision-making process, consideration of sustainability adverse impacts, and as a result of amendments made to our Remuneration policies to allow for the integration of sustainability risks.