This facility is supplied as a means to help you keep track of the value of your unit linked funds. The initial premium and any subsequent premiums buy units in your chosen funds. Each month some of the units are deducted to cover the cost of the company continuing to look after your policy, so you should contact us to get an update of the number of units in your policy at regular intervals.

To calculate the value of your policy at any time, you should multiply the number of units in each fund that your policy is invested in by the relevant Bid Price.

Dated: 22 / 09 / 2023

Pension Funds Bid Price (€) Offer Price (€)
Pension Managed 13.695 14.415
Pension Managed Growth 15.907 16.744
Pension Deposit 3.611 3.801
Pension Cautiously Managed 1.706 1.795
Global Property 1.013 1.066
Target Return Fund 2 0.907 0.954
Cautious Select Fund 2 0.871 0.916
Moderate Select Fund 2 0.865 0.91
Diversified Select Fund 2 0.867 0.912
Dynamic Select Fund 2 0.882 0.928
Adventurous Select Fund 2 0.877 0.923
Diversified Multi-Manager Fund 2 0.921 0.969
Dynamic Multi-Manager Fund 2 0.881 0.927
Managed High Equity Fund 2 0.965 1.015
   
Pension Funds Series 8    
Managed Fund 8 9.979 9.979
Managed Growth Fund 8 10.058 10.058
Acorn Life Deposit Fund 8 10.108 10.108
Cautiously Managed Fund 8 9.813 9.813
Global Property 8.646 8.646
Target Return Fund 8 9.71 9.71
Cautious Select Fund 8 9.848 9.848
Moderate Select Fund 8 9.797 9.797
Diversified Select Fund 8 9.91 9.91
Dynamic Select Fund 8 9.909 9.909
Adventurous Select Fund 8 9.962 9.962
Diversified Multi-Manager Fund 8 9.778 9.778
Dynamic Multi-Manager Fund 8 9.945 9.945
Managed High Equity Fund 8 10.107 10.107
   
Life Funds Series 1    
Life Managed 8.144 8.572
Life Managed Growth 9.424 9.919
Life Deposit 2.741 2.885
Life Cautiously Managed 1.549 1.63
Global Property 1.024 1.077
Target Return Fund 1 0.918 0.966
Cautious Select Fund 1 0.887 0.933
Moderate Select Fund 1 0.882 0.928
Diversified Select Fund 1 0.885 0.931
Dynamic Select Fund 1 0.897 0.944
Adventurous Select Fund 1 0.894 0.941
Diversified Multi-Manager Fund 1 0.929 0.977
Dynamic Multi-Manager Fund 1 0.897 0.944
Managed High Equity Fund 1 0.962 1.012
   
Life Funds Series 2    
Managed 13.695 14.415
Managed Growth 15.907 16.744
Deposit 3.611 3.801
Cautiously Managed 1.706 1.795
Global Property 1.013 1.066
Managed Equity & Bond 13.695 14.415
Managed Equity 15.907 16.744
Target Return Fund 2 0.907 0.954
Cautious Select Fund 2 0.871 0.916
Moderate Select Fund 2 0.865 0.91
Diversified Select Fund 2 0.867 0.912
Dynamic Select Fund 2 0.882 0.928
Adventurous Select Fund 2 0.877 0.923
Diversified Multi-Manager Fund 2 0.921 0.969
Dynamic Multi-Manager Fund 2 0.881 0.927
Managed High Equity Fund 2 0.965 1.015
   
Life Funds Series 3    
Managed Fund Series 3 1.41 1.484
Managed Growth Fund Series 3 1.602 1.686
Deposit Fund Series 3 0.813 0.855
Cautiously Managed Fund Series 3 0.971 1.022
Target Return Fund 3 0.885 0.931
Cautious Select Fund 3 0.853 0.897
Moderate Select Fund 3 0.847 0.891
Diversified Select Fund 3 0.849 0.893
Dynamic Select Fund 3 0.863 0.908
Adventurous Select Fund 3 0.858 0.903
Diversified Multi-Manager Fund 3 0.899 0.946
Dynamic Multi-Manager Fund 3 0.86 0.905
Managed High Equity Fund 3 0.95 0.999
   
Life & Pension Funds Series 4    
Managed Fund 4 1.156 1.216
Managed Growth Fund 4 1.25 1.315
Acorn Life Deposit Fund 4 0.989 1.041
Cautiously Managed Fund 4 0.954 1.004
Target Return Fund 4 0.902 0.949
Cautious Select Fund 4 0.869 0.914
Moderate Select Fund 4 0.863 0.908
Diversified Select Fund 4 0.865 0.91
Dynamic Select Fund 4 0.879 0.925
Adventurous Select Fund 4 0.874 0.92
Diversified Multi-Manager Fund 4 0.916 0.964
Dynamic Multi-Manager Fund 4 0.877 0.923
Managed High Equity Fund 4 0.962 1.012
   
Life Funds Series 5    
Managed Fund Series 5 1.147 1.207
Managed Growth Fund Series 5 1.239 1.304
Deposit Fund Series 5 0.984 1.035
Cautiously Managed Fund Series 5 0.947 0.996
Target Return Fund 5 0.898 0.945
Cautious Select Fund 5 0.864 0.909
Moderate Select Fund 5 0.859 0.904
Diversified Select Fund 5 0.86 0.905
Dynamic Select Fund 5 0.875 0.921
Adventurous Select Fund 5 0.871 0.916
Diversified Multi-Manager Fund 5 0.912 0.96
Dynamic Multi-Manager Fund 5 0.873 0.918
Managed High Equity Fund 5 0.959 1.009
   
Life Funds Series 6    
Managed Fund Series 6 0.895 0.942
Managed Growth Fund Series 6 0.909 0.956
Deposit Fund Series 6 0.945 0.994
Cautiously Managed Fund Series 6 0.849 0.893
Target Return Fund 6 0.89 0.936
Cautious Select Fund 6 0.856 0.901
Moderate Select Fund 6 0.851 0.895
Diversified Select Fund 6 0.853 0.897
Dynamic Select Fund 6 0.867 0.912
Adventurous Select Fund 6 0.862 0.907
Diversified Multi-Manager Fund 6 0.904 0.951
Dynamic Multi-Manager Fund 6 0.865 0.91
Managed High Equity Fund 6 0.952 1.002
   
Life Funds Series 7    
Managed Fund 7 0.908 0.955
Managed Growth Fund 7 0.921 0.969
Acorn Life Deposit Fund 7 0.958 1.008
Cautiously Managed Fund 7 0.861 0.906
Target Return Fund 7 0.902 0.949
Cautious Select Fund 7 0.869 0.914
Moderate Select Fund 7 0.863 0.908
Diversified Select Fund 7 0.865 0.91
Dynamic Select Fund 7 0.879 0.925
Adventurous Select Fund 7 0.874 0.92
Diversified Multi-Manager Fund 7 0.916 0.964
Dynamic Multi-Manager Fund 7 0.877 0.923
Managed High Equity Fund 7 0.962 1.012

You can buy units at the offer price and sell them at the bid price. If you would like more information on unit funds please click here.

Tax is deducted from Life Funds Series 1 on an ongoing basis at the standard rate of tax and your policy will not suffer any further tax on encashment.

For all savings/protection/investment policies investing in Life Funds Series 2, Life Fund Series 3 and Life & Pension Funds Series 4, tax at 41% on any growth is deducted eight years from commencement, every eight years thereafter and on partial or fully encashment.

For pension policies, at retirement part of your fund is payable free of tax and the remainder is taxed at your marginal tax rate.

All withdrawals/enashments from ARF/AMRF policies are subject to PAYE, Universal Social Charge (USC), PRSI and any other deductions as may be required by Revenue.

Past Performance is not necessarily a guide to future returns. Unit Prices can fall as well as rise and returns will depend on actual growth levels achieved.

While Acorn Life makes every reasonable effort to ensure that the information contained here is current, accurate and complete, this is not guaranteed and you should refer to the terms and conditions on use of this site for further information.

 

 

 

SUSTAINABILITY IMPACT REQUIREMENTS DISCLOSURE STATEMENT

Acorn Life DAC is a financial market participant which provides Protection, Savings, Pensions and Investment products specifically designed for the Irish market. As a financial market participant Acorn Life DAC is required to make certain disclosures under Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability-related disclosures in the financial services sector (SFDR).

 

THE INTEGRATION OF SUSTAINABILITY RISKS IN ACORN LIFE DAC'S INVESTMENT DECISION - MAKING PROCESS

Acorn Life DAC does not have a policy on the integration of sustainability risks in the investment decision making process. This is because we outsource the fund management of our investment funds.

HSBC Global Asset Management and Mercer Global Investments Europe Limited, to which we outsource the fund management of our investment funds (other than the Deposit Fund), have made disclosures in relation to the SFDR available on their websites.

Acorn Life DAC's financial advisors (including tied-insurance intermediaries) do not currently integrate sustainability risks into their insurance advice as the only insurance products they may offer are those provided by Acorn Life DAC.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INVESTMENT DECISIONS ON SUSTAINABILITY FACTORS

Given the relative size of our company and the range of investment funds that we currently provide, we do not currently assess the impact of investment decisions on sustainability factors as part of investment due diligence or disclose the outcome of such an assessment to investors.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, we will then consider adverse impacts of investments on sustainability factors as part of our investment due diligence as required under the SFDR.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INSURANCE ADVICE ON SUSTAINABILITY FACTORS

Acorn Life DAC's financial advisors (including tied insurance intermediaries) do not consider the impact of investment decisions on sustainability factors in their financial advice as the only products they may offer investors are those provided by Acorn Life DAC.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, our financial advisors may then consider adverse impacts of investment sustainability factors as part of their financial advice.

 

REMUNERATION POLICIES

Acorn Life DAC's Remuneration Policy, is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Acorn Life DAC's Agency Remuneration Policy (for our tied-insurance intermediaries) is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

 

UPDATES TO DISCLOSURES

This disclosure document was updated and amended on the June 22nd 2022. This update occurred to expand our statements on the integration of sustainability risks in our decision-making process, consideration of sustainability adverse impacts, and as a result of amendments made to our Remuneration policies to allow for the integration of sustainability risks.